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myFord Finance
You choose what happens next
Choose from 3 options at the end of the loan
With Guaranteed Future Value#(GFV), you have three distinct choices you can make at the end of the loan: you can upgrade your Ford for a new one, retain your Ford for yourself or simply return your Ford to the dealer.
Tell me more about GFV
A loan with a Guaranteed Future Value agreement is similar to a regular loan with a balloon payment at the end of the term. The difference is that myFord Finance will guarantee the minimum return value of the vehicle, to ensure it covers the final payment.
If your vehicle has been well looked after, adheres to Fair Wear and Tear Guidelines and meets the agreed kilometre usage, you'll know you'll never be out of pocket when trading your vehicle in to cover the final payment. The GFV is available to eligible customers and terms and conditions apply.
The key benefits of GFV
GFV offers great flexibility for people who prefer a new Ford regularly, and includes several other benefits like lower monthly repayments^, multiple options at the end of the loan and complete peace of mind for the payout of the loan. To find out more, speak to your local Ford dealer.
The everyday car loan
What is myFord finance consumer loan?
This is a typical secured loan to help you get the keys to your dream Ford, available for new and used cars, if the vehicle is for personal use.
Loan Terms
You can choose for a term from 24 up to 84 months
No Deposit
You can finance your car without cash upfront.
Fixed Rates
Rates are personalised and fixed for the loan term.
Balloon Payment
Avaliable as an option for eligible customers.
Flexibility
Choose to make repayments fortnightly or monthly.
Digital Smarts
Dealing with myFord Finance can be paper free.
The perfect business loan
Is a chattel mortgage right for me?
A chattel mortgage is the common business loan available to ABN holders, provided the vehicle is to be used predominantly for business purposes.
ABN Holders
A chattel mortgage may provide business tax advantages.
Loan Terms
You can choose for a term from 24 up to 84 months.
No Deposit
You can finance your new car without cash upfront.
Fixed Rates
Rates are personalised and fixed for the loan term.
Flexibility
Fixed monthly payments can help business cash flow.
Balloon Payment
Available as an option for eligible customers.
Personalised Pricing
myFord Finance offers personalised pricing with an interest rate specific to you. Your interest rate is based on your personal circumstances and the specific structure of your loan. Rates are fixed for the term of your loan to provide certainty and peace of mind.
Financial Assistance
At myFord Finance we understand that sometimes things don't go to plan and that customers may require temporary assistance with repayments. If you are experiencing financial difficulty and need help, please contact us on 1300 593 249 or email complaints@myfordfinance.com.au
Complaints & Feedback
If you wish to make a complaint or provide our team with feedback about our services or a recent experience with our team, please contact us on 1300 593 249 8:30am to 5pm (EST) Monday to Friday or email us at complaints@myfordfinance.com.au
Disclaimer:
#The Guaranteed Future Value (GFV) is the minimum future value of your vehicle as determined by myFord Finance (MFF) and set out in your contract. At the end of the term, you can select from three options: (1) sell or trade-in the vehicle and repay your loan balance; (2) return the vehicle to us; or (3) retain the vehicle by paying the GFV amount, which is a lump sum amount owed to us at the end of the loan term. Total interest payable on the loan will be higher than a fixed rate loan if you select the GFV option. Monthly repayments will be lower compared to a similar loan term with no GFV or equivalent balloon final payment. Available on new and demonstrator Ford vehicles for selected models only. Vehicle eligibility is subject to change. If you decide to return your car at the end of your term, MFF, or another person or entity with MFF's agreement will purchase the vehicle from you for the GFV, which will be applied to reduce your outstanding loan amount. However, you will need to pay us an additional amount if the vehicle is damaged or you have travelled excess kilometres. Credit criteria, fees, charges and terms and conditions apply. Finance is provided by Allied Retail Finance Pty Ltd trading as myFord Finance. Ford™, the Ford Oval Device™ and myFord Finance™ are registered trademarks of Ford Motor Company and are used by Allied Retail Finance Pty Ltd ABN 31 609 859 985 Australian Credit licence 483211 pursuant to a licence.Credit criteria, fees, charges and terms and conditions apply. Approved applicants only. The information provided on this website is general in nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances. Finance is provided by Allied Retail Finance Pty Ltd trading as myFord Finance. Ford™, the Ford Oval Device™ and myFord Finance™ are registered trademarks of Ford Motor Company and are used by Allied Retail Finance Pty Ltd ABN 31 609 859 985 Australian Credit licence 483211 pursuant to a licence.